Federal Student Aid

If you decide that federal student loans are needed to help cover the cost of college, you need to fill out the Free Application for Federal Student Aid (FAFSA) before October 1 of each year, to determine what you can afford and to plan for your loans. When it comes to refinancing loans, things change a little, you can visit websites like https://www.sofi.com/refinance-student-loan/ to get all the details.

The Pros and Cons of Student Loans | Central Bank
A traditional loan with interest rate of 6.8% for a federal Stafford loan; 3.4% for a PLUS loan. This is for someone starting in the fall of their senior year and graduating in the spring. For an investment in a college education, it is appropriate. College education is expensive. What is the tuition? What is the out-of-pocket cost? It is ridiculous.
A traditional loan with interest rate of 6.8% for a federal Stafford loan; 3.4% for a PLUS loan. This is for someone starting in the fall of their senior year and graduating in the spring. For an investment in a college education, it is appropriate. College education is expensive. What is the tuition? What is the out-of-pocket cost? If a traditional loan is used, then why not a PLUS loan? For a PLUS loan, there is interest on the principal and interest rates can vary by state. That is why a PLUS loan is especially suited to the lower income student. And, that is why we need a new federal student loan program, one that is geared toward the middle class and a minimum of 3.4% interest for students with no student loan debt.
A traditional loan with interest rate of 6.8% for a federal Stafford loan; 3.4% for a PLUS loan. This is for someone starting in the fall of their senior year and graduating in the spring. For an investment in a college education, it is appropriate. College education is expensive. What is the tuition? What is the out-of-pocket cost? Student loans should not be for children or students that have less than $10,000 in loans, unless they have private student loans that are guaranteed by the U.S. Department of Education and the Student Aid Commission.

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Changes ahead

Sunset at West Cliff Drive in Santa Cruz, one of my favorite places to check out live musicians. (Flickr/Phil Baird)

Sunset at West Cliff Drive in Santa Cruz, one of my favorite places to check out live musicians. (Flickr/Phil Baird)

After a lot of thought, I have decided to conclude publishing new content to Diaspora California. Over the next few months, I will be moving these articles and interview Q&As over to Apsara, where I will be able to share them with an even wider audience of music fans.

Diaspora California started out two years ago as a project in my free time to explore and promote the diversity of California’s musical landscape. I am grateful for the experience, through which I met amazing new friends and musicians like Ashwin Batish, Diana Rowan, and Ferenc Tobak.

I thank you sincerely for your readership, and I hope that you will visit Apsara frequently, where great artists from California are featured with musicians from around the world.

Sarah

 

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California summer postcards: Dancing at twilight on the Santa Monica Pier